BrokerageAudit
Submission Intake

brokerageaudit.com vs Ask Kodiak: Which is Best for Independent Brokers?

BrokerageAudit and Ask Kodiak solve different but adjacent problems in the commercial lines submission workflow. Ask Kodiak helps producers quickly identify which carriers will consider a risk before a full submission is prepared, while BrokerageAudit automates the document processing and intake operations that follow once a market is selected. Understanding where each tool fits prevents agencies from expecting one to do the job of the other.

Feature Comparison

FeatureUsAsk Kodiak
Carrier appetite and eligibility search
AI document extraction (ACORD, dec pages, loss runs)
ACORD form processing and auto-population
Submission intake via email or upload
Automated COI tracking
Policy comparison (binder vs. issued)
Loss run parsing and summarization
Carrier market connectivity
Risk classification by NAICS/SIC code
Multi-carrier quote comparison
Renewal pipeline management
Human review queue for flagged documents
Commission reconciliation
YesPartialNo

Pricing Comparison

BrokerageAudit

Recommended

$499/mo

Starter plan. Professional $1,499/mo, Enterprise $4,999/mo.

  • All backoffice automation features included per plan tier
  • No per-document or per-extraction fees
  • COI tracking, policy comparison, and submission intake bundled
  • Enterprise includes dedicated support and custom integrations

Ask Kodiak

Free (basic tier)

Ask Kodiak offers a free tier for producers and paid plans for carriers/MGAs publishing appetite. Agency pricing varies; carrier/MGA subscriptions are the primary revenue model.

  • Free appetite search for retail agents and brokers
  • Carriers and MGAs pay to publish and maintain appetite data
  • API access available for AMS/platform integrations
  • Volume-based pricing for enterprise deployments

Who Each Is Best For

brokerageaudit.com is best for:

  • Agencies needing to automate document extraction after a market is selected
  • Teams processing high volumes of inbound PDF submissions and loss runs
  • Agencies tracking COI compliance and policy discrepancies
  • Operations looking to reduce manual data entry and E&O exposure

Ask Kodiak is best for:

  • Producers who need to quickly identify viable markets before submitting
  • Wholesalers and MGAs managing a large panel of carrier appetites
  • Agencies that spend significant time calling carriers to confirm eligibility
  • Teams building technology integrations with carrier appetite APIs

Switching from Ask Kodiak?

Ask Kodiak and BrokerageAudit are not direct competitors and are often used at different stages of the same submission workflow. Agencies that find value in Ask Kodiak for market identification will still need a solution for document automation once the submission moves forward. BrokerageAudit picks up where appetite search ends, handling the actual intake, extraction, and compliance work that follows a market match.

Frequently Asked Questions

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