Compliance
Never miss a certificate. Never skip a coverage check.
Agencies manage hundreds of COI relationships, coverage wording checks and endorsement requests, all of them E&O landmines when handled manually. The Compliance surface of BrokerageAudit monitors every account continuously, drafts the next action and keeps an auditable file for your carriers and your reviewers.
Always on
Every account gets checked. Every day.
Policy checks and requirement tracking run in the background on every account, not when a CSR remembers, not at renewal, not during an audit.
- Every policy, client and contractual requirement is modelled once and checked on every change.
- Coverage gaps, limit shortfalls and missing endorsements surface as ranked tasks, not spreadsheet rows.
- Renewal windows, cancellation notices and carrier updates trigger automated review cycles.
- Agency-wide and producer-level E&O exposure is scored so leadership sees where risk concentrates.
Agency-wide compliance view: every account scored by open findings, expiring COIs and missing endorsements.
Certificates
Issue the ACORD 25 in under a minute.
Certificates pull straight from the live policy record. Holders get notified, expiries tracked, renewals chased, without a producer in the loop.
- On-demand ACORD 25 and ACORD 28 generation from the live policy record, no re-keying.
- Vendor portal with attestation, self-service uploads and reminder automation.
- Expiry tracking with configurable alert windows per client, contract or holder.
- Holder notifications and status rollups delivered without producer back-and-forth.
One-click ACORD 25 issuance with holder requirements pre-matched against the bound policy.
Checks
Catch the silent downgrade before renewal.
The platform compares binders, policies and renewals paragraph by paragraph against the requirement set for each client, and scores findings by severity.
- Binder-to-policy comparison flags silent downgrades before they become E&O claims.
- Renewal-vs-expiring diffs highlight coverage, limit, wording and endorsement deltas.
- Required coverages, limits, wording and signatures are verified against your requirement sets.
- Severity-scored findings point a reviewer to the exact paragraph that needs attention.
Binder-to-policy diff showing a reduced aggregate limit, flagged red with the exact paragraph cited.
Evidence
Every AI action, every human approval, timestamped.
Every AI-drafted action is reviewed by a human, stamped with inputs and outputs, and stored with the account record, ready for your carrier audit or E&O review.
- Every AI-drafted action is timestamped with the inputs, model output and reviewer decision.
- Human approval is required before anything touches a client, carrier or vendor.
- Evidence is stored on the account record and exportable for carrier and E&O audits.
- Access is role-scoped, with per-producer and per-client visibility controls.
Audit trail export: extraction input, model output, reviewer decision and timestamp for every touched record.
Compliance lives on the same record as quoting.
The policy you check is the policy your producers quoted, the policy your CSRs service and the policy renewals cycles. No separate compliance tool. No re-import. When a COI requirement changes, the next quote knows about it.