ACORD 180 (Aviation Application)
The ACORD application form for aviation insurance covering aircraft hull, liability, and related aviation risks.
What It Is
The ACORD 180 is the Aviation application supplement that captures detailed information about aircraft insurance risks. It documents the aircraft type, year, serial number, hull value, intended use (business, pleasure, charter, instruction), and pilot qualifications.
The form includes sections for pilot certificates, ratings, instrument qualifications, total flight hours, and hours in the specific aircraft type. It also captures operational details like the base airport, geographical range of operations, and whether the aircraft is hangar-stored.
Aviation insurance is a highly specialized line, and the ACORD 180 provides the structured format for presenting aviation risks to underwriters who evaluate both the aircraft and the pilot qualifications.
Why It Matters for Brokers
Aviation accounts require specialized broker expertise, and the ACORD 180 is the gateway document for aviation placements. Pilot qualifications and aircraft maintenance history are the two most important underwriting factors, and both must be accurately documented on this form. Brokers who handle aviation accounts add the ACORD 180 to their submission alongside pilot certificates, maintenance logs, and operating specifications. The quality of this submission directly affects the availability and cost of coverage.
Real-World Example
A corporate flight department operates a Cessna Citation CJ3 for executive travel. The broker completes the ACORD 180 documenting the aircraft's hull value at $5.2M, two named pilots with ATP certificates and 3,000+ total hours each (800+ hours in type), the base airport, a 1,500-mile operating radius, and that the aircraft is professionally maintained under an FAA-approved maintenance program. The detailed application secures a competitive quote with open pilot warranty provisions.
Common Mistakes
- 1Not updating pilot qualifications when pilots change or gain additional ratings, which affects the pilot warranty on the policy.
- 2Misreporting the aircraft's hull value, which directly determines the physical damage premium and can cause underinsurance.
- 3Failing to disclose intended use accurately (e.g., not disclosing occasional charter use when the policy is rated for business use only).
How brokerageaudit.com Handles This
Submission Intake provides aviation-specific workflows for the ACORD 180, including pilot qualification tracking and hull value verification against aircraft valuation databases.