BrokerageAudit
COI Management

brokerageaudit.com vs CERTUS: Which is Best for Independent Brokers?

CERTUS is a certificate management platform used by risk management teams to automate the collection, validation, and compliance monitoring of certificates of insurance. BrokerageAudit is built for insurance agencies and brokers, combining AI-powered COI processing with a full suite of back-office automation tools including policy analysis, submission intake, and commission reconciliation. This comparison helps you understand which solution fits your operational context.

Feature Comparison

FeatureUsCERTUS
AI document extraction from COIs
Policy-level verification
Automated compliance rule enforcement
ACORD 25 & 28 processing
Vendor notification and reminders
Submission intake automation
ACORD form generation
Commission reconciliation
Human-in-the-loop review queue
Multi-line policy analysis (CGL, Auto, WC, Umbrella)
AMS integration
Email inbound document processing
Real-time compliance status dashboard
YesPartialNo

Pricing Comparison

BrokerageAudit

Recommended

$499/mo

Starter plan. Professional $1,499/mo, Enterprise $4,999/mo.

  • Full AI back-office suite at every tier
  • No per-certificate fees
  • AMS integration included
  • Unlimited documents on Professional and above

CERTUS

Custom pricing

CERTUS pricing is not publicly listed and is scoped based on certificate volume and user seats. Annual contracts are typical.

  • Volume-based pricing model
  • Enterprise-focused contracts
  • Implementation and onboarding fees
  • Compliance rule library included

Who Each Is Best For

brokerageaudit.com is best for:

  • Insurance agencies and brokers needing full back-office AI automation
  • Agencies verifying COIs against underlying policy documents
  • Teams processing submissions, renewals, and COIs in a single platform
  • Agencies needing AMS integration and commission reconciliation

CERTUS is best for:

  • Enterprise risk and compliance teams managing vendor certificates
  • Organizations with large contractor networks requiring compliance enforcement
  • Teams needing robust vendor notification and escalation workflows
  • Companies that need detailed compliance audit trails for procurement

Switching from CERTUS?

Agencies moving from CERTUS to BrokerageAudit can migrate existing certificate records and compliance requirements during onboarding. Our team provides a structured data import process and helps configure AI extraction templates for your most common COI formats. Expect a two- to three-week onboarding period to fully replicate your compliance rule sets.

Frequently Asked Questions

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