BrokerageAudit
COI Management

brokerageaudit.com vs CertFocus: Which is Best for Independent Brokers?

CertFocus is a certificate management platform that helps companies automate the collection, validation, and compliance tracking of certificates of insurance from vendors, contractors, and subcontractors. BrokerageAudit is built for insurance agencies, combining AI-powered COI processing with a comprehensive back-office automation suite that also handles policy analysis, submission intake, and commission reconciliation. This comparison covers the key differences for teams evaluating certificate management tools.

Feature Comparison

FeatureUsCertFocus
AI document extraction from COIs
Policy-level COI verification
Vendor compliance rule enforcement
ACORD 25 & 28 processing
Automated vendor outreach and reminders
Compliance audit trail and reporting
Submission intake automation
ACORD form generation
Commission reconciliation
Human-in-the-loop review queue
AMS integration
Multi-line policy analysis
Email inbound document processing
YesPartialNo

Pricing Comparison

BrokerageAudit

Recommended

$499/mo

Starter plan. Professional $1,499/mo, Enterprise $4,999/mo.

  • Transparent SaaS pricing with no per-certificate fees
  • Full AI back-office suite at every tier
  • AMS integration on Professional and above
  • Month-to-month options available

CertFocus

Custom pricing

CertFocus pricing is not publicly listed and is typically scoped based on certificate volume and features required. Annual contracts are standard.

  • Volume-based pricing
  • Enterprise compliance features
  • Implementation and onboarding services
  • Custom reporting capabilities

Who Each Is Best For

brokerageaudit.com is best for:

  • Insurance agencies needing AI-native back-office automation beyond COI tracking
  • Agencies that need to verify COIs against source policy documents
  • Teams wanting a single platform for COI processing, policy analysis, and submissions
  • Agencies needing AMS integration and commission tracking

CertFocus is best for:

  • Construction, energy, and manufacturing companies with large subcontractor networks
  • Risk managers requiring detailed compliance audit trails
  • Organizations needing sophisticated vendor outreach and escalation automation
  • Compliance teams that need customizable rule libraries and compliance reporting

Switching from CertFocus?

Agencies transitioning from CertFocus to BrokerageAudit can export certificate and compliance data from CertFocus and import it during onboarding. BrokerageAudit's onboarding team will help configure AI extraction templates and review workflows to match your existing processes. The transition typically takes two to three weeks for a full operational cutover.

Frequently Asked Questions

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