brokerageaudit.com vs myCOI: Which is Best for Independent Brokers?
myCOI is one of the most recognized names in certificate of insurance tracking, widely used by risk managers and vendors across construction, real estate, and property management. BrokerageAudit takes a different approach, using AI document extraction and policy-level verification to give insurance agencies full back-office automation alongside COI compliance. If you are deciding between dedicated COI tracking and an AI-native insurance operations platform, this comparison breaks down the key differences.
Feature Comparison
Pricing Comparison
BrokerageAudit
$499/mo
Starter plan. Professional $1,499/mo, Enterprise $4,999/mo.
- Unlimited document processing on Professional and above
- Full AI back-office suite included
- No per-certificate fees
- AMS integration included
myCOI
Custom pricing
myCOI does not publish pricing publicly. Contracts are typically annual and based on vendor volume.
- Pricing based on number of vendors tracked
- Annual contracts standard
- Implementation fees may apply
- Vendor portal included
Who Each Is Best For
brokerageaudit.com is best for:
- Independent insurance agencies needing full back-office automation
- Agencies processing high volumes of inbound COIs, submissions, and policy documents
- Teams that need AI extraction with human review workflows
- Agencies wanting commission reconciliation alongside COI tracking
myCOI is best for:
- Risk managers and compliance teams tracking vendor certificates
- Construction and real estate companies with large contractor networks
- Organizations needing a vendor-facing COI submission portal
- Teams that primarily need compliance rule enforcement for third parties
Switching from myCOI?
Migrating from myCOI to BrokerageAudit is straightforward for agencies: your existing COI data can be imported via CSV or API, and our onboarding team maps your compliance rules into the platform. Most agencies are fully operational within two weeks. Note that BrokerageAudit is optimized for the agency workflow rather than the enterprise risk management workflow, so evaluate whether the vendor portal capabilities in myCOI are critical to your process before switching.